Deko is a financial technology company specializing in retail finance solutions, enabling businesses to offer instant instalment credit to their customers. Operating primarily in the retail sector, Deko serves both merchants and consumers by facilitating quick and easy access to credit at the point of sale. The company has built strong relationships with a diverse range of lenders, allowing for flexible and tailored financing options that cater to various customer needs. Deko's platform is designed to enhance user experience with faster application processes and immediate credit decisions, thereby increasing sales conversion rates for merchants. The business model revolves around earning fees from both merchants and lenders for facilitating these transactions. By integrating seamlessly with retail systems, Deko helps businesses grow by making it easier for customers to purchase high-value items without the need for upfront payment.

Keywords: retail finance, instalment credit, fintech, point of sale, user experience, lender partnerships, sales conversion, digital credit, merchant services, instant approval.